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Here are the honest numbers: a single-zone mini-split typically runs $5,000–$9,000 installed, depending on the electrical work, permits, brand, and how complicated the labor gets. A whole-house system runs well into five figures — and NYS Clean Heat rebates can take a five-figure bite back out. Below: a real project with real numbers, and everything that moves a quote up or down. The exact number for your house comes from a free in-home estimate.
Typical single-zone system, installed
Average Google rating
NYS Clean Heat rebate on a recent whole-house job
What you pay has less to do with square footage than people think — and nothing to do with the $800 unit price you saw online. That’s equipment only: no condenser sizing, no line sets, no electrical, no vacuum-and-charge, no permit, no warranty-valid installation. The install is most of the job.
One more thing to watch: the lowball quote. Some quotes come in low because they quietly leave things out — the electrical work, the line covers, the permit — and the “extras” show up later. When you compare quotes, compare what’s actually included. Ours include everything.
Every Astello quote includes equipment, labor, electrical, and permits — the whole number up front.
Tell us about your home and we’ll put together a clear, no-pressure quote — usually within a day.
From the field
A two-story house from 1950, freshly renovated, heated with oil, no AC at all. We installed 8 zones on 2 condensers — one on each side of the house. Four bedrooms upstairs and three spaces downstairs got wall units, plus a ceiling cassette in the basement to control humidity and keep the plumbing from freezing.
The family disconnected the oil burner, and the old, inefficient system came out of the basement along with the huge oil tank. The basement is clean now — and they never have to think about ordering oil again.
The job, at a glance:
With straightforward line runs and the electrical included, whole-house heat pumps came to about $32,000. The project qualified for $12,000 in NYS Clean Heat rebates, bringing the effective cost to around $20,000. And because a project like this counts as a capital improvement in New York, there was no sales tax on it — a big plus people don’t expect.
Every zone controls its own temperature independently. You cannot get a professionally installed ducted system into a finished house without tearing the walls open — and not for this kind of money. It doesn’t make sense in any terms, money or efficiency.
The numbers (verified July 2026):
Small jobs and big bites
Not every project is a whole house. One bedroom that’s unbearable in July, a home office, an addition the furnace never reached — that’s a single-zone system, typically $5,000–$9,000 installed.
Where it lands in that range depends on the electrical situation, permit costs, the brand you choose, and how complex the install is.
There’s no “partial” rebate: your project qualifies for a set amount or it doesn’t. Astello is a participating contractor, and we handle the paperwork start to finish — you get the exact number before you sign anything, not after. On the Ballston Spa project above, that number was $12,000.
Equipment, labor, electrical circuits, line covers, permits — it’s all in the quote. Nothing shows up later as an “extra.”
If a smaller system does the job, we’ll tell you. Right-sized beats oversized — on the quote and on the power bill.
We’re a NYS Clean Heat participating contractor. We confirm exactly what your project qualifies for before you sign — set amounts, no guesswork.
Call or send the form. We come out, no charge, and there’s no pressure attached to it.
We look at the rooms, the walls, the electrical panel, and where lines can run — everything that actually sets the price.
You get a quote with everything included, plus the rebate amount your project qualifies for. Compare it line for line with any other bid.
Scheduled, permitted, done right — and the number doesn’t change mid-project.
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Senville Pro ContractorIn the Capital Region, a single-zone system typically runs $5,000–$9,000 installed, depending on electrical work, permits, brand, and labor complexity. Multi-zone and whole-house systems run well into five figures before rebates.
A recent whole-house conversion we did in Ballston Spa — 8 zones on 2 condensers in a 1950 two-story — came to about $32,000, and qualified for $12,000 in NYS Clean Heat rebates, for an effective cost around $20,000.
The online price is equipment only. Installation includes the condenser, line sets, electrical circuits, mounting, vacuum-and-charge, permits, and a warranty-valid install — that’s most of the real cost.
NYS Clean Heat rebates are set amounts you qualify for or you don’t. As a participating contractor, we confirm your exact rebate before you commit — on some whole-house projects it’s five figures.
Not in an existing home. You can’t get a professionally installed ducted system into a finished house without opening walls, and the cost goes well past a ductless install — with less efficiency and no independent zone control.
Whole-home installations like our Ballston Spa project count as capital improvements in New York, so there was no sales tax on the project. We’ll confirm how this applies to your job in the estimate.
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